Husband and Wife with financial planner

Legacy Planning vs. Estate Planning: What’s the Difference—and Which Do You Need?

You’ve worked hard, saved faithfully, and want your resources to reflect your values. Two terms often surface in that conversation—estate planning and legacy planning. They are related, but not the same: Estate planning makes sure your assets are managed and distributed according to your wishes, in a legally sound and tax‑efficient manner. Think documents, directives, and distribution. Legacy planning focuses…

Joe and Sarah

A Father Restored

Sarah grew up in a warm and loving home in Pennsylvania. As the youngest of three, born eight years after her brothers, she was the surprise baby. Her parents were young and active, always making sure the family spent time together. Sundays were special. She and her dad, Joe, rarely missed a church service. Their…

Sean After

Sean’s Story of New Life

“God understands our stubborn hearts, and sometimes it takes us a long time to truly let Him in,” Sean says. He knows this firsthand—after years of searching without realizing it, he  finally surrendered to Christ after just 10 days at Pennsylvania Adult and Teen Challenge (PAATC). Born and raised in Camden County, New Jersey, Sean…

Chuck at wedding

From Homelessness to Happily Married

When Chuck arrived at Pennsylvania Adult and Teen Challenge (PAATC) he was a shadow of the man he once was.  Standing 6’3” but weighing only 196 pounds, his frail body bore the marks of years of addiction, grief, and abandonment.  His skin was covered in sores, his ankles were swollen and his face was a…

Shawn's testimony

Shawn’s Testimony

While in the grip of addiction, I lost everything. My house. My family. My freedom. After getting arrested, my wife and I lost our house.  Our children went into foster care. I went to jail. I had forgotten how to be a man, a husband, or a father. But even at rock bottom, I knew…