Husband and Wife with financial planner

Legacy Planning vs. Estate Planning: What’s the Difference—and Which Do You Need?

You’ve worked hard, saved faithfully, and want your resources to reflect your values. Two terms often surface in that conversation—estate planning and legacy planning. They are related, but not the same: Estate planning makes sure your assets are managed and distributed according to your wishes, in a legally sound and tax‑efficient manner. Think documents, directives, and distribution. Legacy planning focuses…

Joe and Sarah

A Father Restored

Sarah grew up in a warm and loving home in Pennsylvania. As the youngest of three, born eight years after her brothers, she was the surprise baby. Her parents were young and active, always making sure the family spent time together. Sundays were special. She and her dad, Joe, rarely missed a church service. Their…